The Pradhan Mantri Awas Yojana was launched by PM Narendra Modi on June 1, 2015. With this scheme, the government aims to fulfill the dreams of millions of Indians who do not have a house of their own. The scheme is one of the best schemes launched by the Government so far. However, to get the benefits of this scheme, there are certain terms and conditions which need to be fulfilled. Given below are the eligibility criteria for Pradhan Mantri Awas Yojana:
Eligibility criteria for Pradhan Mantri Awas Yojana
For EWS/LIG categories
A beneficiary’s property location has to be recognized as per the SECC 2011 census.
The beneficiary must not have availed benefits from any prior housing scheme of the Government.
The beneficiary should not have any house in any part of India either in his/her name or in the name of any family member.
Property ownership needs to have one adult woman member.
The property has to be co-owned by a woman member of the beneficiary family.
For MIG category
A beneficiary’s property location has to be recognized as per the SECC 2011 census.
Must not have availed benefits from any prior housing scheme the Government.
The beneficiary should not have any puccahouse in any part of India either in his/her name or in the name of any family member.
Adult women’s membership ownership the property is preferred but not mandatory.
Pradhan Mantri Awas Yojana Gramin
The Pradhan Mantri Awas Yojana Gramin is another scheme which is going on in tandem with the Pradhan Mantri Awas Yojana which is also referred to as Pradhan Mantri Awas Yojana Urban. Under this scheme, millions of houses have already been built in different rural parts of the country.
To avail the benefits of this scheme, you’ll have to fulfill certain criteria which are mentioned below:
Eligibility criteria for Pradhan Mantri Awas Yojana Gramin
Scheduled Tribes / Scheduled Castes
Minorities and non – SC/ST rural households in the BPL category
Freed bonded
The Beneficiary’s family should consist of husband, wife and unmarried children
The Beneficiary’s family should not have any house in any part of India either in his/her name or in the name of any family member
Widows and relatives of defense personnel/paramilitary forces killed in action, ex-servicemen and retired personnel
The beneficiary must meet the income criteria as needed by this scheme
The beneficiary must belong to either the EWS (Economically Weaker Section), LIG (Lower Income Group), or BPL (Below Poverty Line) category
Beneficiary family’s annual income should be between Rs.3 and Rs.6
Those were the eligibility criteria for availing the benefits from the Pradhan Mantri Awas Yojana. Urban and the Pradhan Mantri Awas Yojana Rural. If you have any doubts about the eligibility criteria or if you have any questions, feel free to reach out to us.
